Chime Mobile Check Deposit Time


Transfer money

Up to three business days1

Mobile check deposit apps offer a user-friendly experience, even for low-tech customers. ¹ Chime SpotMe is an optional, no fee service that requires $500 in qualifying direct deposits to the Chime Spending Account each month. Chime provides mobile check deposits to members who receive payroll direct deposits of more than $200 a month. Chime doesn't offer a physical checkbook, but you can pay bills by sending a check online through the Chime Checkbook feature. There are limits of $5,000 per payment and $10,000 in a calendar month.

Transfer Money is a free service that allows you to move money between E*TRADE accounts and from outside financial institutions.


Wire transfer

Same business day

A wire transfer is an electronic transfer of money between accounts, including accounts at different financial institutions.


Transfer an account

10+ business days

Transferring an account simply means moving all of your assets (cash and securities) from an outside financial institution to E*TRADE.


Deposit a check

Up to five business days

Choose from two convenient ways to deposit checks into your account: by mobile check deposit2 using our E*TRADE Mobile app or by mail.


Transfer Money

Transfer Money is a free online service that allows you to move money between E*TRADE accounts and from outside financial institutions. It's easy, convenient, and 100 percent protected by our exclusive E*TRADE Complete Protection Guarantee.

  1. Select the appropriate accounts from the From and To menus and enter your transfer amount.
  2. Enter the date you want the transfer to occur in the Date field.
  3. Select how often you want your transfer to occur from the Repeat this transfer? dropdown, click on Preview transfer, and then Confirm.
How long for chime mobile check deposit

Transfer Now
(Logon required)


Funds Availability

Deposit typeFunds available
From external account to E*TRADE BankThird business day after the Transfer Money request is entered if submitted before 4 p.m. ET
From external account to E*TRADE BrokerageThird business day after the Transfer Money request is entered if submitted before 4 p.m. ET
Based on cleared equity in your E*TRADE Brokerage account, some or all of the funds may be available for investment immediately.
From E*TRADE Bank to E*TRADE BrokerageImmediately
From E*TRADE Brokerage to E*TRADE BankImmediately
From E*TRADE Bank to E*TRADE BankImmediately
From E*TRADE Brokerage to E*TRADE BrokerageImmediately
From E*TRADE Bank/Brokerage to E*TRADE IRA


Funds are available for investment immediately.

Funds are available for withdrawal by:

  • 2nd business day if submitted by 4 p.m. ET, and
  • 3rd business day if submitted after 4 p.m. ET.

Funds are debited within 2-3 business days from E*TRADE Bank/ Brokerage account

From E*TRADE Bank/Brokerage to External AccountContact the external institution you are transferring funds to.

Check the status of your request in Transfer activity. You'll also receive updates online via alerts.


Wire transfer

Wire transfer is an electronic transfer of money between accounts, including accounts at different financial institutions. Wire transfers are fast and highly secure.

Wire money to your E*TRADE Securities account:

  1. Complete and print out our E*TRADE Securities Wire Transfer Form.
  2. Send the completed form to your other financial institution and ask them to wire funds to E*TRADE Securities.

The receiving institution information:

E*TRADE Securities LLC
PO Box 484
Jersey City, NJ 07303-0484
ABA Routing Number: 056073573

Chime Mobile Check Deposit Time

Your information:

  • The amount you want to wire
  • Your eight-digit E*TRADE Securities account number. (Your account number can be found on the Complete View page when you first log on.)
  • Your name and address

Wire money to your E*TRADE Bank account:

  1. Complete and print out our E*TRADE Bank Wire Transfer Form.
  2. Send the completed form to your other financial institution and ask them to wire funds to E*TRADE Bank.

The receiving institution information:

E*TRADE Bank
c/o E*TRADE Financial Corporation
PO Box 484
Jersey City, NJ 07303-0484
ABA Routing Number: 256072691

Your information:

  • The amount you want to wire
  • Account number (if it's a new account, use your Social Security number instead)
  • The name, address, and phone number of the primary account holder

The receiving institution information:

Wells Fargo Bank, N.A.
420 Montgomery Street
San Francisco, CA 94104

SWIFT Code: WFBIUS6S
For the benefit of: E*TRADE Securities
ABA Routing Number: 056073573

Your information:

  • The amount you want to wire in US dollars
  • Your eight-digit E*TRADE Securities account number
  • Your name and address


Funds availability

Same business day if received before 6 p.m. ET

Check the status of your request in the Transfer activity. You'll also receive updates online via alerts.


Transfer an account

Transferring an account simply means moving all of your cash or securities from an outside financial institution to E*TRADE. Consolidating assets will simplify your life and make managing your finances much easier with the value, tools, and guidance E*TRADE provides.

NOTE: This option is only available for funding brokerage accounts.

Log on and use our easy Transfer an Account feature for the quickest delivery. It will guide you step-by-step through the process.

You'll want to have the following information from your monthly statement handy:

  • The name of the delivering financial institution
  • Your account number at that financial institution
  • The registration (ownership of the account)

If you prefer, or if you are changing the account registration, you can complete our paper Account Transfer Form and mail it to the address provided.

Transfer now
(Logon required)

If transfer request submitted:
Electronically
Via mail
Assets typically delivered:
10+ business days
3—6 weeks
Check the status of your request in the Transfer activity. You'll also receive updates online via alerts.

Due to COVID-19, processing of deposits by mail may be subject to delays. For convenience, we recommend using the E*TRADE Mobile check deposit feature.


Deposit a check

Chime Mobile Check Deposit Time

Choose from two convenient ways to deposit checks into your E*TRADE Bank or E*TRADE Securities brokerage account.

Mobile check deposit

Use the E*TRADE Mobile app to securely deposit checks directly into your E*TRADE account.2

  • Launch E*TRADE Mobile and go to Check Deposit
  • Enter the amount and select your account
  • Sign the back of the check and write 'for electronic deposit only at E*TRADE' next to or underneath your signature
  • Snap a picture of the front and back of your endorsed check
  • Tap Submit to make your deposit

For checks made payable to E*TRADE (E*TRADE Securities, LLC or E*TRADE Bank):

  • Write your eight-digit account number on the memo line.
  • Sign the back of the check and write 'for deposit only to [account number]' next to or directly under your signature.
  • Attach a deposit slip (if you have one)

For checks made payable to you:

  • Sign the back of the check and write 'for deposit only to [account number]' next to or directly under your signature.
  • Attach a deposit slip (if you have one)
Note: The payee name must match the account owner name on the account in order for the deposit to be processed

Mail your brokerage deposits to:

Chime

Regular US mail
E*TRADE Securities LLC
PO Box 484
Jersey City, NJ 07303-0484

Overnight mail
E*TRADE Securities LLC
Harborside 2
200 Hudson Street, Suite 501
Jersey City, NJ 07311-1113

Mail your bank deposits to:

Chime Mobile Check Deposit Time Reddit

Regular US mail
E*TRADE Bank
Attention: Deposit Operations
c/o E*TRADE Financial Corporation
PO Box 484
Jersey City, NJ 07303-0484

Overnight mail
E*TRADE Bank
Harborside 2
200 Hudson Street, Suite 501
Jersey City, NJ 07311-1113


Funds availability

Funds deposited to your brokerage account will be available for investing or withdrawal on the fourth business day after the date of deposit (items received prior to 4 p.m. ET). For funds deposited to your bank account, generally the first $225 will be available on the first business day after the date of deposit (items received prior to 4 p.m. ET), an additional $5,300 will be available on the second business day after the date of deposit, and the remaining amount will be available on the fourth business day after the date of deposit.

Checks, drafts, and securities certificates can also be deposited to your brokerage account in person at many of our E*TRADE Branches nationwide (not available for bank deposits).

Check the status of your request in the Transfer activity. You'll also receive updates online via alerts.

Mobile banking the way it should be

An award-winning mobile bank account with no hidden bank fees that gets you paid up to 2 days early with direct deposit.¹

Learn how we collect and use your information by visiting our Privacy Policy›

Chime is a financial technology company. Banking services provided by
The Bancorp Bank or Stride Bank, N.A.; Members FDIC

Chime is an award-winning mobile bank account and debit card

  • No hidden bank fees.
  • Get paid up to 2 days early with direct deposit.¹
  • Grow your savings, automatically.
  • Applying for a bank account and debit card is free.

Finally, a banking app built by a tech company

With over 135,000+ five star reviews in app stores, Chime makes mobile banking easy with a modern and intuitive banking app that handles everything from tracking your spending and savings to paying friends. It works on all smartphone mobile devices, whether you’re on an iPhone® or an Android™ device. Transfer money, send and deposit checks, pay bills and even grow your savings automatically without ever worrying about hidden banking fees again.

Always know your account balance

Chime Mobile Check Deposit Saturday

Stay on top of your money. Our banking app sends you daily bank account balance notifications and instant transaction alerts anytime you use your debit card. No need to log in just to check your balance with Chime. App notifications make sure you always know where you stand so you can make better informed decisions with your money.

Banking security done right

Security made fast and simple. Finally, you can take control of your banking security and we offer everything you need to make it easy.

Time

Block Debit Card Transactions

Instantly disable your card with one swipe in our mobile app. Whether you lost your debit card or had some suspicious charges, we put you in control. Our security measures include one-touch transaction blocking and the ability to shut off international transactions on the card.

Instant Transaction Alerts

Instant transaction alerts let you know any time your debit card has been used.

Deposit checks on the go with mobile check deposit

Need to deposit a check? Just snap a quick photo with our mobile banking app and watch your account balance grow. No more deposit slips, waiting in line, or sending checks via mail. Mobile check deposit allows you to deposit checks from anywhere.

Send money instantly online to your friends and family

Send money instantly to friends using our mobile banking app. Our Pay Friends feature allows you to send fee-free mobile payments to friends or family when they open an account with Chime. No transaction fees or monthly fees for sending payments. Great for splitting rent or divvying up the bar tab. Start sending money instantly and with ease.

Free ATMs withdrawals at over 38,000+ fee-free ATMs

Use our mobile app to locate an in-network free ATM and use your Chime debit card to make a withdrawal without the fees. Withdrawals can be made at any of our 38,000+ fee-free MoneyPass® and Visa® Plus Alliance ATMs or 30,000+ cash-back locations.

Transfer money with convenience

With Chime’s mobile app, money transfers just got a whole lot easier. Easily transfer your money between your Spending Account and Savings Account when you need it with just a few taps. The app allows you to connect your external bank account, credit cards, and investment accounts so you can stay on top of all of your account balances and easily transfer money into your Chime account.

We love mobile payment apps

Chime supports mobile payment apps including Apple Pay™, Google Pay™, and Samsung Pay. Combining Chime with mobile pay means you can leave your wallet at home. Just buy what you want and know exactly how much you have–anywhere.

Chime Mobile Check Deposit Hold Time

We put your checks in the mail for you

How Long Does It Take For Chime Mobile Check Deposit

The Chime mobile app lets you send checks via mail. You can send checks to businesses and individuals. Just let us know who to send it to, how much, and we’ll make sure your check gets to where it needs to be. Think of us as your personal assistant and let us do the mailing for you.

You can have all of these banking features with no hidden fees and a modern, award-winning mobile banking app. Signing up takes less than 2 minutes. No minimum balance is required to open an account and it does not impact your credit score. So, what are you waiting for?

Chime Mobile Check Deposit Time

Applying for an account is free and takes less than
2 minutes with no impact to your credit score.

Chime Mobile Check Deposit Faq

Learn how we collect and use your information by visiting our Privacy Policy›

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