MLPF&S makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation. Bank of America Private Bank is a division of Bank of America, N.A., Member FDIC and a wholly owned subsidiary of Bank of America Corporation. Bank of America mobile deposit makes it easy to add funds to your account using any device with a built-in camera. The mobile app lets you know when you've reached your monthly deposit limit. In most cases, funds deposited by the 8 p.m. Cut-off time are available the next business day.

Personalize your app

How to deposit checks with our Mobile Banking app. Open the app, use your fingerprint to securely sign in Footnote 3 and select Deposit Checks. Sign the back of the check and write “for deposit only at Bank of America”. Take photos of the front and back of the check with your smartphone — just select the Front of Check and Back of Check.

Arrange the app’s features in a way that makes the most sense to you—on a per-device basis and move things around using the new dashboard feature. View our tutorial for details.

• You must be enrolled in Online Banking or Mobile Banking to participate in the BankAmeriDeals® program and have either an eligible Bank of America® debit or credit card or Merrill Lynch® credit card. Earned cash back will be credited into an eligible consumer deposit or credit account in.
• Easy to use: Choose the account you want to deposit the funds into, enter the check amount, and then take a picture of the front and back of the endorsed check. Convenient: Deposit a check virtually anytime or anywhere. You don’t have to worry about the bank’s hours anymore.

View balances and account activity

Search for transactions, add a note or an image, and filter by tags. Access up to 120 days of account transaction history, then accumulate more history going forward.

Make deposits using your device camera

Deposit checks into checking or savings accounts using the mobile deposit feature.

View e-Statements

e-Statements currently accessed in Online Banking are now available in Mobile Banking.

Touch ID or PIN authentication

Easily and securely log in using fingerprint, facial recognition or personal identification number.

Improved security

Utilizes a one-time passcode to complete certain transactions.

Link other accounts

Transfer funds

Transfer funds between your VirtualBank accounts and setup transfers with external bank accounts.

• User ID – 'Remember Me' capability
• Touch ID® for iPhone®
• Fingerprint Authentication for Android™ phones
• View check images
• Change your password from your phone
• Mobile Deposit limit display
• Auto-capture check image functionality when you deposit your checks
• View up to 90 days of mobile deposit history
• Change to a preferred landing page

• View, add, edit, and delete your payees and payments
• Import payees from contacts
• Select and view favorite payees for easy access
• Make person to person payments

Mobile Deposits

Bank Of America Mobile Deposit Rules

• Download and open our Mobile Banking app on your smartphone.
• Take photos of the back and front of the check(s) that you wish to deposit.
• Once you've successfully submitted your deposit, you'll receive an email confirmation.
• Mobile Deposits made by 8pm ET on a business day will be credited the same day.

Preview some of the features in our video.

Sign up for E-Statements

Enroll your account(s) in minutes:

1. Log into Online or Mobile Banking
2. Select a deposit account
3. Select “Documents”
4. Click on “Documents and Settings”
5. Enroll “All Accounts,” or place checkmarks next to account(s) you wish to enroll
6. Click “Save Settings”

Mobile Banking FAQs

How do I sign out of the Mobile Banking app?

When you close the Mobile Banking app, you are automatically signed out.

Who do I contact with any questions about the app?

Any questions in reference to the feature/functions or issues relating to the app can contact our Client Service
at 1-877-998-BANK (2265).

How do I use the “organize accounts” feature to see my accounts in a certain order?

View the tutorial.

Bank Of America Mobile Deposit Money Order

Can I send secure messages within the app?

Secure messaging is currently not available in the app but will be available in a future enhancement.

Is the email option available in the app a secure way to send information about my account?

No, the email option in the app should only be used for general questions or product information.
You should never enter your account number, login credentials or other non-public information in a
regular email.

How does the new feature of connecting to an institution work?

Connecting to an institution allows you to view your account information at other participating
financial institutions. Not all banks participate, so if your bank is not in the top 25 pick list you can try
entering your bank name in the search field. If your bank participates it will ask you to enter the login
credentials you use for that bank. If the bank does not participate, you will receive a message stating
“We don’t recognize this institution”.

Have more questions? Feel free to contact our Client Service Department at 1-877-998-BANK (2265)

Bank Of America Deposit Policy

Advertising Practices

We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.

Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have.

If you prefer that we do not use this information, you may opt out of online behavioral advertising. If you opt out, though, you may still receive generic advertising. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.

Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. These ads are based on your specific account relationships with us.

To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs.